Sachin Sharma

Using credit cards can help you achieve your credit-building goals. When used responsibly, credit cards may even be able to help you establish credit without going into debt. However, there is one potential drawback to this credit-building strategy. It may be challenging to be approved for a new credit card account if your credit history is poor or nonexistent. Due to your current credit situation, some credit card companies might not want to work with you. What is a secured credit card? The term " secured credit card " refers to a particular kind of credit card account that you "secure" with a deposit of your own money. Your deposit acts as collateral for the bank that will be issuing you a credit card. Generally, the credit limit you receive on a secured credit card is equal to the cash deposit you make when you open the account. On the other hand, some card issuers, such as Self, may allow you to access an extra unsecured credit limit boost to supplement your

Your best credit card will depend on your financial situation and spending habits. Some cards offer low interest rates, while others provide reward points that can be redeemed for cash back or travel. To choose the right card, consider your needs and compare different offers to find the one that best suits for lifestyle. Which Credit cards are the best to keep in India? Many people mainly those who are employed have this question. The fact is, only some credit cards are a true ideal for everyone. Every credit card is unique and provides a range of benefits. So here are some of the best credit cards in India for certain categories: Categories Credit cards Salaried Individuals SBI SimplyCLICK Credit Card Citi Cashback Credit Card Shopping Flipkart Axis Bank Credit Card Amazon Pay ICICI Bank Credit Card Paytm SBI Card Premier Traveling IRCTC SBI Signature Credit Card Citibank PremierMiles Credit Card For Students ICICI Bank Instant Platinum Credit Card Axis Bank ACE Credit Card Tips befor